01 · Record
Just type it. Anyhow.
Sales, expenses, repayments — in English, Pidgin, or both in the same line. We figure out the rest.
📥 Sale · Ore · ₦18,000 · ₦5,000 still owed
Private beta, opening soon
If you can send a WhatsApp message,
you can run your books.
Kudilo records your sales, tracks who still owes you, and tells you the truth about your profit — all from one chat.
K
Ore Bridal & WigsKudilo
Sold bone straight wig to Ore for 18k. She still owe me 5k.
11:42
Got it. Let me confirm:
🏷️ Type: 📥 Sale (deposit paid)
🗂️ Pot: Business
👤 Customer: Ore
📦 Item: bone straight wig
💰 Total: ₦18,000
✅ Paid (deposit): ₦13,000
🔴 Still owed: ₦5,000
That right?
🏷️ Type: 📥 Sale (deposit paid)
🗂️ Pot: Business
👤 Customer: Ore
📦 Item: bone straight wig
💰 Total: ₦18,000
✅ Paid (deposit): ₦13,000
🔴 Still owed: ₦5,000
That right?
11:42
yes
11:43
✅ Got it - saved.
11:43
Built for
You sell things.
- Wigs
- Fashion
- Food
- Gadgets
- + anything you sell
You do a service.
- Hair
- Makeup
- Tailoring
- Repairs
- + anything you do
Or both. Most of us are.
What Kudilo does
A bookkeeper, a debt tracker, and a profit lens — in one chat.
02 · Track
Every unpaid balance, in front of you.
Customers forget. Some pretend. Kudilo keeps every debt in view — who owes, how much, and how long — so nothing slips.
📌 Chief Tunde: ₦25,000 outstanding · 7 days
03 · Profit
Profit, not just sales.
Sales are easy to see. Profit, after stock and expenses, is the number that actually matters. Kudilo works it out — in your monthly report, and any time you ask.
💚 Profit this month: ₦184,000 — after ₦312k in costs
04 · Pots
Business money, kept separate.
Tell Kudilo if money is business or personal. It stops the two pots from blurring — even when they share one bank account.
🗂️ Pot: Business · personal pot untouched
Pidgin & English — switch freely
Type the way you actually talk.
Code-switch mid-sentence. Drop short forms. Kudilo understands how Nigerian small business owners actually message.
K
Kemi CoutureKudilo
I sew agbada for Chief Tunde, 45k. Him pay 20k, balance 25k.
14:12
I hear am. Confirm am:
🏷️ Type: 📥 Sale (deposit don land)
🗂️ Pot: Business money
👤 Customer: Chief Tunde
📦 Item: agbada
💰 Total: ₦45,000
✅ Don pay: ₦20,000
🔴 Still dey owe: ₦25,000
Na correct?
🏷️ Type: 📥 Sale (deposit don land)
🗂️ Pot: Business money
👤 Customer: Chief Tunde
📦 Item: agbada
💰 Total: ₦45,000
✅ Don pay: ₦20,000
🔴 Still dey owe: ₦25,000
Na correct?
14:12
na so
14:13
✅ Got it - I don record am.
14:13
K
Mama Nkechi FoodsKudilo
How the week dey go?
20:02
💧 This Week Cash Flow
• Cash wey enter: ₦412,000
• Cash wey go out: ₦315,700
• Balance: ₦96,300 💚
• Dem still owe you: ₦44,000
• Cash wey enter: ₦412,000
• Cash wey go out: ₦315,700
• Balance: ₦96,300 💚
• Dem still owe you: ₦44,000
20:02
Ask anything
One message, real numbers.
“What sells most?”
👜 Bone straight wig
12 sold · ₦216k
12 sold · ₦216k
“Top service this month?”
💇 Cornrows
18 booked · ₦126k
18 booked · ₦126k
“This month vs last?”
📈 +18%
₦412k vs ₦349k
₦412k vs ₦349k
“Busiest day?”
📅 Saturdays
avg ₦68k
avg ₦68k
Get your money back
It doesn't just track debt. It helps you collect.
Ask Kudilo to remind anyone who owes you and it writes the message — you send it from your own number, so it stays personal. Not sure who to start with? Ask for your chase list and Kudilo ranks the debts worth recovering first.
K
Ore Bridal & WigsKudilo
Remind Chief Tunde
09:18
📩 Reminder ready for Chief Tunde. Copy it and send it to them:
“Hi Chief Tunde, just a friendly reminder that you owe ₦25,000. Whenever you can, please settle up. Thank you!”
Tap below to change the tone.
FirmerFinal notice
“Hi Chief Tunde, just a friendly reminder that you owe ₦25,000. Whenever you can, please settle up. Thank you!”
Tap below to change the tone.
FirmerFinal notice
09:18
K
Ore Bridal & WigsKudilo
Who should I chase?
09:20
🎯 Your top 3 to chase — recovering these clears ₦52,000:
1. Chief Tunde — ₦25,000 (21d)
2. Ngozi — ₦18,000 (12d)
3. Bola — ₦9,000 (6d)
👉 Type remind Chief Tundeand I'll write you a message to send them.
1. Chief Tunde — ₦25,000 (21d)
2. Ngozi — ₦18,000 (12d)
3. Bola — ₦9,000 (6d)
👉 Type remind Chief Tundeand I'll write you a message to send them.
09:20
Goes further than recording
It doesn't just remember. It speaks up.
Receipts & invoices
A receipt, right after the sale.
Every time Kudilo saves a sale, a Send receipt button shows up under the reply. One tap and you get a clean PDF to forward to your customer. Need an invoice instead? Just ask for one.
K
Kudiloonline
✅ Got it - saved.
📄 Send receipt
📄 Send receipt
11:43
🧾 Receipt #0042 for Ore — ready to forward.
11:43
Who owes you
At a glance.
Kudilo tracks every customer who owes you — how much, and how long — so you always know who to follow up.
K
Kudiloonline
Who owes me?
08:59
📌 Chief Tunde
₦25,000 outstanding · 7 days old
₦25,000 outstanding · 7 days old
09:00
Monthly report
Your month, as a PDF.
On the last day of each month, Kudilo sends you a clean PDF — sales, profit, expenses, and who still owes you. Nothing to ask for.
K
Kudiloonline
📄 January report.pdf
Profit: ₦96,300 💚 · Owed to you: ₦44,000
Profit: ₦96,300 💚 · Owed to you: ₦44,000
20:00
Early access
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on the book.
Early access, before we open to the public. Small first group only.
- Free during beta.
- One WhatsApp message when we open access.
- No spam. Leave anytime.